Retiring IFA - Blog

Since its inception, the Financial Services and Markets Act 2000 (FSMA) has been a cornerstone in shaping how financial services operate in the UK. Designed to protect consumers, maintain industry integrity, and ensure transparency, FSMA has had far-reaching impacts for financial advisers and the advisory landscape. Here’s a look at its core principles and how it affects advisers, particu...

In today's fast-evolving financial landscape, wealth management platforms have become an indispensable tool for Independent Financial Advisers (IFAs). As an IFA preparing for retirement, selling your business, or transitioning your client base to a new buyer, understanding the role these platforms play is crucial. They are often at the heart of an IFA’s daily operations, simplifying e...

As an Independent Financial Adviser (IFA) approaching retirement, your clients’ financial futures remain a top priority. Many of them may have discretionary portfolios under management, but do they fully understand the costs involved? Discretionary Fund Management (DFM) is a valuable service, yet it can carry significant fees that impact overall returns. In this blog post, we will explore...

Selling your IFA business is a significant decision, often laden with emotion. To maximise the value of your IFA client bank, it’s essential to approach the process from a buyer’s perspective.

One common pitfall when selling an IFA business is not adjusting your mindset. You’ve poured time, energy, and resources into building your company. The risks you’ve taken, t...

When acquiring a wealth management firm, one of the key factors that determine its value and long-term success is the firm's ability to maintain strong, ongoing relationships with clients. Regular financial reviews are not only essential for delivering high-quality service but also play a crucial role in client retention, satisfaction, and overall business valuation. This guide explores how...

In the ever-evolving landscape of financial services, strategic decision-making is paramount to the success and sustainability of any firm. Recent regulatory developments, as articulated in a Consultation Paper (CP) and an accompanying letter from the Financial Conduct Authority (FCA), signal notable shifts in the regulatory paradigm for Personal Investment Firms (PIFs). For those contemplating...

IFA Point Of Power

1. Ownership. 

2. Accountability. 

3. Responsibility. 

---------- Point Of Power-----------

4. Excuses. 

5. Blame. 

6. Denial. 

Rob is a coder; Rory gets us to the top of Google. 

They have put a point of power poster on the IT office wall, and betwe...

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James looked over the home he worked so hard for, for what he knew, would be the last time…

He was sure he had thought of everything when it came to being successful…

Start an IFA business, nourish it with many years of hard work, and sell it for a premium price.

But he forgot a vital step. Many of y...

To gain tax, or not to gain tax…

That is the question.

And one that was answered with the dreaded reveal of the Budget a few days ago…

Surprisingly, it was good news! Capital Gains tax did not increase.

Not only is it staying put for this year, but it has been frozen until 2026.

Which makes it the perfect time to acquire an IFA practice or block of fe...

Is the end in sight for you?

It seems the government may finally have us on the road to recovery…

On the 8^th of March children go back to school, which I’m sure we’re all pleased about.

On the 17^th of May we can see people who aren’t in our household.

And on June 21^st we can all be free.        ...